Reference Books


Michael W. Dunagan, the association's longtime general counsel and a leading authority on vehicle compliance law, has authored these two must-have books for the buy-here, pay-here industry.

Texas Automobile Repossession: A Lien Holder’s Legal Guide

Everything you need to know about repossessions is addressed in this book, including Notification Requirements, Post-Repo Procedures, Private Sale vs. Strict Foreclosure, Bankruptcy, Post-Disposition Accounting, Tracking and Shut-off Devices, the 60% Rule and more. PLUS – includes all required forms.
$125 Members / $175 Non-Members

Dealer Financing of Used Car Sales

This comprehensive book covers all aspects of the complicated world of seller-financing in Texas, including Maximum Finance Rates; Retail Installment Contracts; Contract Amendments; VIT; Repair Charges; Federal Disclosures and more.
$125 Members / $175 Non-Members